Senior Software Engineer - Payments & Treasury

US California headquartered brokerage infrastructure technology company and self-clearing broker-dealer, delivering execution and custody solutions for Stocks, ETFs, Options, and Cryptocurrencies.
Backend
Senior Software Engineer
Remote
101 - 500 Employees
5+ years of experience
Finance

Description For Senior Software Engineer - Payments & Treasury

Alpaca, a California-based brokerage infrastructure technology company, is seeking a Senior Software Engineer for their Payments & Treasury team. This role involves architecting and building mission-critical financial systems that process billions in daily transactions. The position requires expertise in Go, distributed systems, and financial technology, with a focus on payment processing and treasury operations. The company, having raised over $170M in funding, serves hundreds of financial institutions globally and has a distributed team of 150+ members across multiple countries. The role offers competitive compensation, comprehensive benefits, and the opportunity to work remotely while contributing to systems that handle ACH and SWIFT payments, financial ledgers, and settlement processes. The ideal candidate will have 5+ years of backend engineering experience and strong knowledge of financial systems and accounting principles. This position combines technical leadership with hands-on development in a modern tech stack including Go, gRPC, PostgreSQL, and Kubernetes.

Last updated 2 hours ago

Responsibilities For Senior Software Engineer - Payments & Treasury

  • Design and implement robust, scalable payment processing systems
  • Architect and maintain financial ledger systems
  • Develop two-phase transfer mechanisms
  • Create automated reconciliation systems
  • Implement financial controls
  • Build and enhance settlement systems
  • Design and implement secure, auditable APIs
  • Contribute to technical decision-making
  • Mentor junior engineers and participate in code reviews

Requirements For Senior Software Engineer - Payments & Treasury

Go
PostgreSQL
Kubernetes
  • 5+ years of backend engineering experience with at least 3 years working with distributed systems at scale
  • Strong expertise in Go, including production experience
  • Deep understanding of financial transactions and payment processing systems
  • Experience with ACH and SWIFT payment networks
  • Strong knowledge of financial accounting principles
  • Experience with two-phase commit protocols
  • Experience designing and implementing gRPC services
  • Proven experience with relational databases (PostgreSQL)
  • Experience working with distributed systems
  • Strong system design skills

Benefits For Senior Software Engineer - Payments & Treasury

Medical Insurance
Dental Insurance
Vision Insurance
Equity
  • Competitive Salary & Stock Options
  • Health benefits (Medical, Dental, Vision) starting day 1
  • New Hire Home-Office Setup: $500
  • Monthly Stipend: $150 via Brex Card
  • Supplemental health care for Canada
  • Local benefits for Japan
  • International medical cost stipend

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