Pioneer in earned wage access, building products for real-time financial flexibility for those living paycheck to paycheck.

EarnIn, a pioneer in earned wage access, is revolutionizing financial services through innovative machine learning solutions. As one of the first companies in the earned wage access space, they're backed by prestigious investors like A16Z, Matrix Partners, DST, and Ribbit Capital. The company is seeking a Senior Machine Learning Engineer to join their transformative journey in Palo Alto.

The role focuses on leveraging cutting-edge ML technologies, including large language models and generative AI, to create groundbreaking solutions that deliver both business and social impact. The position offers an opportunity to work with state-of-the-art machine learning algorithms while contributing to a mission that helps people manage their finances more effectively.

The ideal candidate will bring 7+ years of ML experience and strong software engineering skills, with expertise in Python and modern ML frameworks. They'll be responsible for designing, developing, and deploying ML models, working with LLMs, and driving data-driven decision-making across the organization. The position requires a blend of technical expertise and leadership skills, as you'll be mentoring junior team members and collaborating across teams.

Working in a hybrid environment (2-3 days in office) in Palo Alto, you'll be part of a diverse and inclusive team that's committed to building a financial system that works for everyone. The compensation package includes a competitive base salary range of $272,700 - $333,300, plus equity and benefits, reflecting the company's investment in top talent.

Senior Machine Learning Engineer role at EarnIn, focusing on LLMs and AI innovation in fintech, offering competitive compensation and hybrid work in Palo Alto.

Senior Machine Learning Engineer

EarnIn, a pioneer in earned wage access, is seeking a Staff Backend Engineer to join their innovative fintech team. Backed by prestigious investors like A16Z, Matrix Partners, and DST, EarnIn is revolutionizing financial flexibility for those living paycheck to paycheck.

As a Staff Backend Engineer, you'll play a crucial role in designing and developing backend services that directly impact millions of users' financial well-being. You'll work with modern technologies like Kotlin and C#, implementing microservice architectures and REST/gRPC APIs. The position offers a competitive salary range of $252,500 - $308,600, plus equity and benefits.

The ideal candidate brings 7+ years of software development experience and deep expertise in distributed systems architecture. You'll lead cross-team initiatives, mentor senior engineers, and contribute to technical direction and roadmap planning. Your experience with various database technologies and clean architecture principles will be vital in building robust, scalable solutions.

Working from our Vancouver office 2-3 days per week, you'll join a diverse, inclusive team committed to creating a financial system that works for everyone. EarnIn offers a unique opportunity to combine technical excellence with meaningful impact, helping to shape the future of financial services while working with cutting-edge technologies in a collaborative environment.

This role is perfect for a seasoned engineer who wants to make a real difference in people's lives while tackling complex technical challenges at scale. You'll be part of a well-funded, fast-growing company with a healthy core business and tremendous runway for future growth.

Staff Backend Engineer position at EarnIn, building financial flexibility solutions with modern technologies like Kotlin and C#, offering competitive compensation and hybrid work.

Staff Backend Engineer

EarnIn is a pioneer in earned wage access, building products for real-time financial flexibility for those living paycheck to paycheck.

EarnIn, a pioneer in earned wage access, is seeking a passionate and experienced mobile automation-focused QA engineer for a one-year contract with potential extension or conversion. This role involves designing and developing test automation for our mobile apps, ensuring product quality and improving user experience. You'll work on interesting Fintech problems, making a real difference in customers' lives.

The position is ideally hybrid from our Bengaluru office. EarnIn offers excellent benefits, including healthcare, internet/cell phone reimbursement, a learning and development stipend, and potential travel opportunities to our Palo Alto HQ.

Key responsibilities include:
- Designing and executing test plans for iOS and Android apps
- Conducting manual and automated testing
- Identifying and tracking software defects
- Collaborating with cross-functional teams
- Performing regression testing
- Developing automated test scripts using Espresso and UIAutomation
- Monitoring app performance and providing improvement insights
- Participating in Agile ceremonies
- Continuously improving testing processes and technologies

We're looking for candidates with:
- 3+ years of mobile testing experience
- Ability to design and maintain test automation frameworks
- Experience with UI Automation (iOS) and Espresso (Android)
- Skills in creating and automating test cases
- Ability to root cause automation test and app failures
- Knowledge of product lifecycle and release metrics
- BS in Computer Science, Computer Engineering, or equivalent

EarnIn values diversity and creates a culture of belonging. We do not discriminate based on protected characteristics and are an E-Verify participant. Join us in building a financial system that works for everyone!

EarnIn seeks a mobile automation QA engineer for a 1-year contract in Bengaluru, focusing on test automation for iOS and Android apps.

Mobile Automation QA Engineer

EarnIn, a pioneer in earned wage access, is seeking a Platform Engineering Intern to join their team in Bangalore, India. As part of the Platform team, you'll work on critical infrastructure and automation tasks, gaining hands-on experience with Kubernetes clusters, public cloud platforms like AWS, and automation processes. You'll collaborate with Platform Engineers to manage and optimize Kubernetes clusters, develop CI/CD pipelines, work with containerization technologies, and contribute to automation efforts using Python or Go. This internship offers an excellent opportunity to learn and grow in cloud-native technologies and infrastructure management.

EarnIn's mission is to build products that deliver real-time financial flexibility for those living paycheck to paycheck. Their community members can access earnings as they earn them, with options to spend, save, and grow money without mandatory fees, interest rates, or credit checks. Backed by world-class funding partners like A16Z, Matrix Partners, DST, and Ribbit Capital, EarnIn is in a strong position for growth.

The ideal candidate should be pursuing a Bachelor's or Master's degree in Computer Science, Information Technology, or a related field. You should have basic knowledge of Kubernetes and Docker, some understanding of cloud services (preferably AWS), and proficiency in Python or Go. Familiarity with CI/CD tools and DevOps practices is a plus. Strong problem-solving abilities, excellent communication skills, and enthusiasm for learning are essential.

EarnIn values diversity and strives to create a culture of belonging. They believe that building a financial system that works for everyday people requires a team that represents their diverse community. EarnIn does not discriminate based on various protected characteristics and is an E-Verify participant.

EarnIn seeks a Platform Engineering Intern in Bangalore to work on Kubernetes, AWS, and automation using Python or Go.

Platform Engineering Intern

EarnIn, a pioneer in earned wage access, is seeking a Senior Mobile Engineer to join their Product Engineering team in Vancouver, Canada. As one of the first innovators in providing real-time financial flexibility for those living paycheck to paycheck, EarnIn offers a platform where community members can access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.

The ideal candidate will have a strong background in mobile development, particularly with Kotlin and either iOS or Android architectures. You'll be responsible for developing product features, architecting mobile infrastructure, collaborating with backend engineers, establishing best practices, mentoring the team, and analyzing feature effectiveness.

Key responsibilities include:
- Developing and implementing product features to enhance customer experience
- Architecting and refining mobile infrastructure for improved scalability
- Collaborating with backend engineers on API design
- Leading the establishment of engineering best practices
- Mentoring the mobile engineering team
- Designing and executing comprehensive testing strategies
- Analyzing feature effectiveness using advanced analytics

Requirements:
- Bachelor's degree in Computer Science or related field
- Strong proficiency in Kotlin, with expertise in reactive and functional programming
- Deep understanding of iOS or Android application architectures
- Minimum of 4 years of relevant industry experience in mobile development
- Experience with iOS development, backend development, or cross-platform frameworks is advantageous

EarnIn offers a competitive salary range of CAD 199,800 - 244,200 plus equity and benefits for this role. They value diversity and strive to create an inclusive culture that represents their diverse community.

Join EarnIn to be part of a fast-growing company with world-class funding partners and an experienced leadership team, working on innovative solutions in the fintech space.

Senior Mobile Engineer role at EarnIn, developing financial flexibility products for those living paycheck to paycheck.

Senior Mobile Engineer

EarnIn is a pioneer in earned wage access, providing financial flexibility for those living paycheck to paycheck.

EarnIn is a pioneer in earned wage access, providing financial flexibility for those living paycheck to paycheck. We're seeking experienced senior mobile engineers to join our Product Engineering teams in Mexico City. As a Senior Mobile Engineer (Android), you'll collaborate cross-functionally to design and develop our mobile applications, playing a crucial role in shaping the customer's impression of our company.

Key Responsibilities:
- Develop and implement product features to improve customer experience
- Architect and refine mobile infrastructure for scalability
- Collaborate with backend engineers on API design
- Lead engineering best practices and mentor the mobile team
- Drive projects and provide problem-solving strategies
- Design and execute comprehensive testing
- Analyze feature effectiveness using advanced analytics

Requirements:
- Bachelor's degree in Computer Science or equivalent experience
- Strong proficiency in Kotlin and Android application architectures
- 4+ years of relevant industry experience in mobile development
- Expertise in reactive and functional programming paradigms
- Deep understanding of professional software engineering practices

EarnIn offers excellent benefits, including healthcare, internet/cell phone reimbursement, learning and development stipend, and potential travel opportunities to the Palo Alto HQ. We value diversity and strive to create an inclusive culture for all employees.

Join us in revolutionizing financial access and making a real impact on people's lives!

Senior Mobile Engineer (Android) role at EarnIn, developing financial flexibility solutions in Mexico City.

Senior Mobile Engineer (Android)

EarnIn is a pioneer in earned wage access, building products that deliver real-time financial flexibility for those living paycheck to paycheck.

EarnIn is seeking experienced, passionate, and resourceful senior full stack engineers to join their Product Engineering teams. As a full stack engineer, you will collaborate cross-functionally with various teams, contributing to the design and development of backend and web applications. The role is customer-facing and plays a crucial role in shaping the customer's impression of the company.

EarnIn is a pioneer in earned wage access, building products that deliver real-time financial flexibility for those living paycheck to paycheck. Their app has been downloaded over 13M times and has provided access to over $15 billion in earnings. The company has an experienced leadership team and world-class funding partners.

Key responsibilities include:
- Designing and implementing features for exploding scale
- Driving implementation of new features
- Creating and maintaining test automation
- Designing and delivering REST APIs
- Creating high-quality user experiences with React
- Collaborating and mentoring other engineers
- Working cross-functionally with other teams
- Debugging production issues across services infrastructure

Requirements:
- 4+ years of development experience in Software Engineering
- Bachelor's, Master's or PhD in computer science or related field
- Proficiency in modern programming languages (C#, Java, Python, Go, Scala)
- Experience with databases and data pipeline technologies
- Experience with continuous integration and delivery tools
- Strong communication skills
- Experience with Kubernetes, microservices, and event-driven architecture is a plus
- Experience with modern web development frameworks and single page applications is a strong plus

EarnIn offers excellent benefits including healthcare, internet/cell phone reimbursement, a learning and development stipend, and potential opportunities to travel to their Palo Alto HQ. The company values diversity and strives to create a culture of belonging.

Senior Software Engineer role at EarnIn, pioneering earned wage access with full-stack development and cross-functional collaboration.

Senior Software Engineer

EarnIn is a pioneer in earned wage access, providing financial flexibility for those living paycheck to paycheck through their app.

EarnIn, a pioneer in earned wage access, is seeking an experienced Software Quality Engineer to join their team. This role involves analyzing complex business problems and assisting with quality assurance work within their software. EarnIn's mission is to provide real-time financial flexibility for those living paycheck to paycheck, allowing users to access their earnings as they earn them without mandatory fees, interest rates, or credit checks.

As a Software Quality Engineer at EarnIn, you will:
- Analyze complex business problems and issues
- Use internal and external data to provide insights
- Identify and interpret trends in datasets to locate influences and make recommendations
- Create forecasts and recommendations for strategic and tactical plans
- Produce various reports and analyses based on business needs

The ideal candidate will have:
- 3+ years of development experience in the software or quality assurance space
- Hands-on experience with relevant QA technologies
- Experience in creating reporting and analyses
- Excellent written and verbal communication skills
- Knowledge of professional software engineering practices and best practices

EarnIn offers excellent employee benefits, including healthcare, internet/cell phone reimbursement, a learning and development stipend, and potential opportunities to travel to their Palo Alto HQ. The company values diversity and strives to create a culture of belonging, celebrating different backgrounds and perspectives.

Join EarnIn to be part of a team that's revolutionizing financial access and making a real difference in people's lives. With over 13 million app downloads and providing access to over $15 billion in earnings, EarnIn is growing fast and looking for talented individuals to shape the next chapter of their growth journey.

EarnIn is hiring a Software Quality Engineer to analyze business problems, provide data insights, and ensure software quality for their earned wage access platform.

Software Quality Engineer

EarnIn is a pioneer of earned wage access, building products that deliver real-time financial flexibility for those living paycheck to paycheck.

EarnIn is seeking an experienced, passionate, and resourceful Senior Staff Software Engineer to join their product engineering team. As one of the first pioneers of earned wage access, EarnIn's passion is building products that deliver real-time financial flexibility for those living paycheck to paycheck. Their app has been downloaded over 13M times and has provided access to over $15 billion in earnings.

In this role, you will work cross-functionally with various teams and contribute to the design and development of EarnIn's core products. You'll make a meaningful impact in the lives of community members by driving the design and implementation of new features, breaking down complex problems, and creating high-quality, clean code. You'll collaborate with and mentor other senior engineers, contribute to defining technical direction, plan roadmaps, and lead cross-team engineering initiatives.

EarnIn offers a competitive salary range of $228,800 - $341,000 plus equity and benefits. They have an experienced leadership team and world-class funding partners like A16Z, Matrix Partners, DST, and Ribbit Capital. The company is growing fast and excited to bring world-class talent onboard to shape the next chapter of their growth journey.

EarnIn values diversity and strives to create a culture of belonging. They believe that the best way to build a financial system that works for everyday people is by hiring a team that represents their diverse community. EarnIn does not discriminate based on any protected characteristics and is an E-Verify participant.

Senior Staff Software Engineer at EarnIn: Lead backend development for pioneering earned wage access platform, offering competitive salary and equity.

Senior Staff Software Engineer

EarnIn is seeking a Staff Platform Engineer to lead our cloud infrastructure's strategic design, automation, and optimization. This role drives innovation in cloud operations, enables rapid development, and scaling solutions across teams and systems. As a senior technical leader on our Platform team, you will play a pivotal role in shaping the future of EarnIn's cloud platform, influencing both operational efficiency and customer experience.

Key Responsibilities:
- Serve as a key architect and thought leader in cloud infrastructure
- Provide oversight of hosted systems, networks, databases, and applications
- Design and develop reusable components and operational strategies
- Lead infrastructure-as-code best practices
- Drive operational cost savings through service optimizations
- Collaborate with cross-functional teams
- Evaluate and implement tools and processes for optimal efficiency
- Develop high-quality documentation
- Participate in and lead on-call rotations
- Act as a liaison between cloud operations and business stakeholders

Requirements:
- Bachelor's or Master's Degree in Computer Science or equivalent experience
- 7+ years of experience in cloud infrastructure
- Proven experience mentoring senior engineers
- Mastery of public cloud providers, specifically AWS
- Strong expertise in containerized microservices and Kubernetes
- Deep knowledge of automation and configuration management tools
- Experience with advanced observability tools
- Ability to drive cross-functional initiatives
- Strong adherence to industry best practices around privacy and security

EarnIn offers a competitive salary range of $206,600 - $308,000 plus equity and benefits for this role. The position is hybrid, requiring 2-3 days in-office work in Palo Alto if possible, though remote candidates are also considered.

Join EarnIn to make a significant impact on a platform that has been downloaded over 13M times and provided access to over $15 billion in earnings. Be part of a diverse team working to build a financial system that works for everyday people.

EarnIn is hiring a Staff Platform Engineer to lead cloud infrastructure design, automation, and optimization, shaping the future of their financial technology platform.

Staff Platform Engineer

EarnIn is a fintech pioneer in earned wage access, providing financial flexibility for those living paycheck to paycheck.

EarnIn, a pioneer in earned wage access, is seeking a passionate and resourceful Software Engineer to join their Core Services organization. As one of the first in the field, EarnIn has been downloaded over 13M times and provided access to over $15 billion in earnings. The role involves working cross-functionally to design and develop key platform services, requiring strength in JVM programming languages and event-driven architecture on AWS. This hybrid position offers a competitive salary range of $166,500 - $203,500 plus equity and benefits, with 2-3 days of in-person work at the Palo Alto HQ. The ideal candidate will have 3+ years of software engineering experience, proficiency in JVM languages, and hands-on experience with SQL databases and data technologies. They will drive feature implementation, collaborate with team members, and contribute to the technical direction of the company. EarnIn values diversity and aims to build a financial system that works for everyone by hiring a team that represents their diverse community.

EarnIn seeks a Software Engineer for their Core Services team to develop key platform services using JVM languages and AWS.

Software Engineer

EarnIn, a pioneer in earned wage access, is seeking a Staff Software Engineer for their Employment Platform team in Bengaluru, India. This hybrid role involves leading the design and implementation of key platform services, working cross-functionally with various product and platform teams. The ideal candidate should have 7+ years of backend software development experience, proficiency in C# or JVM languages, and expertise in event-driven architecture on AWS. 

Key responsibilities include:
- Leading design and implementation of new features
- Breaking down complex problems and creating elegant solutions
- Mentoring other engineers and providing technical guidance
- Contributing to technical direction and roadmap planning
- Estimating and managing project timelines and risks

Requirements:
- Bachelor's, Master's, or PhD in computer science or related field
- 7+ years of backend software development experience
- 2+ years leading projects and engineers
- Proficiency in C# .NET or JVM languages (Java, Kotlin, Scala)
- Experience with AWS, databases (DynamoDB, MySQL, ElasticSearch), and Kafka
- Knowledge of clean architecture and software craftsmanship

EarnIn offers excellent benefits, including healthcare, internet/cell phone reimbursement, learning and development stipend, and potential travel opportunities to their Palo Alto HQ. They value diversity and strive to create an inclusive culture for all employees.

Join EarnIn to make a meaningful impact on the lives of millions while working with cutting-edge technologies in a fast-growing, well-funded company backed by top investors like A16Z, Matrix Partners, and Ribbit Capital.

Staff Software Engineer role at EarnIn, leading backend development for the Employment Platform team in Bengaluru, India.

Staff Software Engineer (Employment Platform)

EarnIn, a pioneer in earned wage access, is seeking a Senior Quality Assurance Engineer to join their Bangkok-based team. This role involves designing and developing test automation to ensure product quality and improve user experience in the fintech space.

Key responsibilities include:
- Collaborating with product and development teams
- Creating comprehensive test plans
- Developing and maintaining automation tests
- Tracking quality assurance metrics
- Mentoring other engineers
- Cross-functional collaboration

The ideal candidate will have:
- 4+ years of quality engineer experience
- Strong knowledge of QA methodologies and tools
- Experience in functional and integration testing
- Excellent communication skills
- Bachelor's or Master's degree in a technical discipline
- Experience with CI/CD tools
- Knowledge of Kubernetes and microservice architecture (preferred)

EarnIn offers a hybrid work model from their Bangkok office, with benefits including healthcare, internet/cell phone reimbursement, learning and development stipend, and travel opportunities to their Palo Alto HQ.

Join EarnIn to work on interesting fintech problems and make a real difference in customers' lives. The company values diversity and strives to create an inclusive culture, believing that a diverse team is key to building a financial system that works for everyone.

Senior QA Engineer role at EarnIn, pioneering fintech company, to develop test automation and ensure product quality in Bangkok.

Senior Quality Assurance Engineer

EarnIn, a pioneer in earned wage access, is seeking a Senior Software Engineer to join their Employment Platform team. This role involves designing and developing key platform services, working cross-functionally with various product and platform teams. The ideal candidate should be strong in C# or JVM programming languages and have experience with event-driven architecture on AWS.

Key Responsibilities:
- Drive the design & implementation of new features
- Make a meaningful impact on community members' lives
- Design, develop, and deliver large-scale systems
- Collaborate and mentor other engineers
- Contribute to technical direction and roadmap planning
- Estimate and manage project timelines and risks
- Produce high-quality, efficient designs and code
- Stay updated on new technologies and industry standards

Requirements:
- 4+ years of backend software development experience
- Degree in computer science or related field, or equivalent industry experience
- Proficiency in C# .NET or a JVM language (Java, Kotlin, Scala)
- Experience with frameworks like .NET, Spring, Spring Boot
- Hands-on experience with cloud environments (AWS, GCP, Azure)
- Experience with databases (DynamoDB, MySQL, ElasticSearch)
- Knowledge of event-driven systems, particularly Kafka in cloud environments
- Experience building large-scale applications
- Familiarity with clean architecture and software craftsmanship
- Excellent communication skills

EarnIn offers excellent benefits, including healthcare, internet/cell phone reimbursement, learning and development stipend, and potential travel opportunities to their Palo Alto HQ. The company values diversity and strives to create an inclusive culture for all employees.

Join EarnIn to contribute to a mission-driven company that's making a real difference in people's financial lives while working on cutting-edge technology in a collaborative environment.

Senior Software Engineer role at EarnIn, pioneering earned wage access with backend development focus on large-scale systems and event-driven architecture.

EarnIn Engineering Jobs

Pioneer in earned wage access, building products for real-time financial flexibility for those living paycheck to paycheck.