AI Engineer - Payments & Processing

AI-native commercial insurance brokerage transforming the $900 billion commercial insurance market
$125,000 - $220,000
Machine Learning
Mid-Level Software Engineer
In-Person
1 - 10 Employees
1+ year of experience
AI · Finance · Enterprise SaaS

Description For AI Engineer - Payments & Processing

Harper is an innovative AI-native commercial insurance brokerage that's revolutionizing the $900 billion commercial insurance market through automated transactions, financing agreements, and revenue management. Fresh out of Y Combinator and backed by $8M in funding, they're seeking an exceptional AI Engineer to architect their AI-driven transaction systems.

The role focuses on creating sophisticated systems that automate the entire financial lifecycle of insurance policies, from document generation to e-signatures, premium financing, payment processing, and revenue attribution. Working directly with the CEO and CTO, you'll be instrumental in shaping the company's transaction automation strategy and technical roadmap.

The tech stack is comprehensive and modern, including LangGraph for AI agent orchestration, various LLMs (Claude, GPT-4), payment processing integrations (Stripe, Finix, Plaid), and a robust data infrastructure using PostgreSQL, Redis, and modern analytics tools. The role requires expertise in both TypeScript/Node.js and Python/ML frameworks, with a strong focus on shipping features daily and driving measurable revenue impact.

The position demands in-person presence in San Francisco (5.5 days per week), with relocation assistance provided. The ideal candidate will have experience with transactional AI systems in fintech or insurtech, multi-modal payment processing, and agent orchestration systems. The role offers an opportunity to work at the intersection of engineering, AI, and financial operations, with a clear focus on scaling the company from $1.2M to $100M in run-rate ARR.

The first 90 days will involve implementing AI-driven document workflows, setting up payment processing systems, developing automation for financing agreements, and building self-optimizing revenue models. This is an excellent opportunity for someone who thrives in a fast-paced startup environment and wants to make a significant impact in the insurtech space.

Last updated 6 hours ago

Responsibilities For AI Engineer - Payments & Processing

  • Build AI agents that orchestrate document generation, e-signing, and financing using web agents and API integrations
  • Develop multi-modal payment infrastructure integrating Stripe, Finix, Plaid (ACH), and financing company APIs
  • Implement AI models to track and optimize revenue from sales transactions
  • Create automated systems for premium financing agreements
  • Architect solutions for handling installment payments, cancellations, and refunds
  • Develop invoicing and document management systems
  • Collaborate with the frontend team to build a self-service portal
  • Implement real-time notification systems

Requirements For AI Engineer - Payments & Processing

TypeScript
Python
Node.js
React
PostgreSQL
Redis
  • Strong experience with AI agent architectures, NLP, and automation
  • Proficiency in TypeScript, Python, and Node.js for transaction processing
  • Experience integrating payment gateways, financing APIs, and web automation
  • Deep understanding of revenue recognition and attribution models
  • Familiarity with insurance policy execution, invoicing, and document workflows
  • Advanced usage of Cursor or WindSurf coding IDE
  • Must be based in San Francisco and work in-office 5.5 days per week

Benefits For AI Engineer - Payments & Processing

Relocation Benefits
  • Relocation assistance

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