A financial technology company focused on helping borrowers resolve past-due accounts through their Borrower Portal.

January is a fintech company dedicated to helping borrowers navigate and resolve their past-due accounts through an innovative Borrower Portal. As a Staff Software Engineer on the Borrower Activation team, you'll play a crucial role in developing features that empower borrowers to manage loans, create payment plans, and request debt forgiveness.

The position offers a unique opportunity to make a significant impact through technical leadership, mentorship, and strategic contributions. You'll be responsible for implementing sophisticated software solutions, setting quality standards, and promoting best practices like test-driven development. The role involves designing new channels utilizing AI/ML technology, system integration, and working closely with contact center agents to enhance efficiency.

The ideal candidate brings 8+ years of software development experience, with expertise in Python, React, and Postgres. We value genuine collaboration, product ownership, and technical quality. Our engineering culture emphasizes outcomes over output, sustainable development, and working smart rather than burning out.

Based in our New York office, this role offers a competitive compensation package ranging from $175,000 to $225,000, plus equity. We're committed to transparent and equitable compensation to help close the wage gap. Join us in making a meaningful impact on people's financial lives while growing professionally in a collaborative, engineering-focused environment.

Staff Software Engineer position at January, focusing on building financial technology solutions to help borrowers manage and resolve past-due accounts.

Staff Software Engineer, Borrower Activation

January is a startup focused on improving borrower experiences through technology in the fintech sector.

As a Senior Software Engineer on the Borrower Acquisition Team at January, you will play a pivotal role in building and scaling our communication platform to enhance borrower awareness and engagement. You will lead efforts to deliver personalized communications at scale, ensuring we reach the right borrowers with the right message at the right time.

Your impact will include:
- Innovating and Personalizing: Develop a personalization engine that leverages data and machine learning to tailor communications, significantly improving engagement metrics.
- Scaling and Optimizing: Design and implement a communication infrastructure capable of handling tens of millions of interactions daily, integrating new channels, and ensuring high deliverability rates.
- Enhancing Transparency: Create tools and systems that provide transparency into communication strategies, aiding clients, compliance, and internal teams in understanding outreach efforts.
- Leading and Mentoring: Set the technical direction for the team, mentor junior engineers, and promote a culture of excellence and continuous improvement.

You may be a fit if you:
- Have strong problem-solving and analytical skills.
- Have 5+ years of experience building scalable software systems.
- Enjoy collaborating with cross-functional teams.
- Are passionate about improving borrower experiences through technology.
- Bonus: Have experience with full-stack development, machine learning, fintech, or infrastructure tools like Terraform and AWS.

January offers competitive compensation, equity packages, generous PTO, a hybrid work model, flexible work hours, new parent leave, free lunches, learning and development budget, 401k, gym membership reimbursement, medical, dental, and vision insurance, mental well-being support, commuter benefits, and endless growth opportunities.

January has been recognized as one of Built In's Best Startups to Work For in New York and San Francisco (2023) and Crain's Best Places to Work in NYC (2022).

Senior Software Engineer role at January, focusing on borrower acquisition and personalized communication at scale.

Senior Software Engineer, Borrower Acquisition

January is a company focused on providing personalized support for borrowers through technology-driven solutions.

The Borrower Support team at January is seeking a Senior Software Engineer to lead technical initiatives, mentor team members, and drive product outcomes. This role involves developing new channels for borrower support using AI/ML, integrating and consolidating systems, and improving contact center solutions. 

Key responsibilities include:
- Technical Leadership: Implementing sophisticated software solutions and setting high standards for code quality.
- Mentorship and Collaboration: Fostering a culture of learning and growth within the team.
- Strategic Contribution: Engaging in architectural discussions and influencing project direction.

The ideal candidate will have:
- Proficiency in Python, React, and Postgres (AI/ML experience is a plus)
- Strong problem-solving and analytical skills
- Commitment to mentorship and collaboration
- Proven project management abilities

January values genuine collaboration, managers as advocates, outcome-focused work, product ownership, and technical quality. The company offers transparent and equitable compensation, with a range of $160,000 to $210,000 for this role, plus a competitive equity package.

This position is based in the New York office and typically requires 5+ years of software development experience, although candidates with different backgrounds are encouraged to apply. January is committed to professional development and on-the-job learning.

Senior Software Engineer role at January, focusing on borrower support technology and leading technical initiatives in New York City.

Senior Software Engineer, Borrower Support

January is a company focused on data integration and processing solutions for clients.

As a Senior Software Engineer on the Client Integrations team at January, you will play a crucial role in designing and building systems for seamless client communication. Your responsibilities include scaling systems, adapting to changing needs, and maintaining reliability, performance, and compliance. You'll work on complex data ingestion and ETL pipelines, evolving the architecture to handle larger clients, increased system load, and growing product complexity.

Key impacts:
- Shape the Future: Lead design and implementation of complex data pipelines.
- Innovate Daily: Champion best practices in data engineering.
- Collaborate and Thrive: Work with cross-functional teams to support client integrations.
- Lead Major Projects: Own large-scale data projects from planning to delivery.

Requirements:
- 5+ years of software engineering experience, focusing on data ingestion and ETL pipelines.
- Experience leading complex projects, especially in data integration and processing.
- Deep understanding of distributed systems, microservices, and event-driven architectures.
- Expertise in building scalable, efficient, and reliable data systems.
- Experience with cloud platforms, particularly AWS, and familiarity with serverless architecture.
- Strong interest in back-end development and solving complex data challenges.

January values genuine collaboration, managers as advocates, outcomes over output, product ownership, and technical quality. The company offers transparent and equitable compensation, with a range of $160,000 to $210,000 for this role, plus a competitive equity package.

Join January's engineering team at an exciting time as they level up their platform to handle increased growth and complexity for years to come.

Senior Software Engineer role at January, focusing on client integrations and data engineering in New York City.

Senior Software Engineer, Client Integrations

January is a company focused on revolutionizing client experiences in account management and collections strategies.

The Client Activation team at January is committed to revolutionizing the client experience by developing innovative tools and experiences that empower clients to maximize their account returns. As a Senior Software Engineer, you'll lead technical initiatives, mentor junior engineers, and contribute to strategic decisions. You'll work on system design for client rules ingestion, ML integration for tailored collection strategies, and developing a new client experience portal. The role involves collaboration with various teams including Compliance, Customer Success, Borrower Acquisition, and Platform teams. 

Key responsibilities include:
- Technical Leadership: Implementing sophisticated software solutions and setting high standards for code quality.
- Mentorship and Collaboration: Fostering a culture of learning and growth within the team.
- Strategic Contribution: Engaging in architectural discussions and influencing project directions.

The ideal candidate should have:
- Advanced Data Modeling & System Design experience
- Strong Project Management skills
- Technical Expertise in Python, React, and Postgres
- A commitment to collaboration and mentorship

January values genuine collaboration, managers as advocates, outcome-focused work, product ownership, and technical quality. The company offers transparent and equitable compensation, with a range of $160,000 to $210,000 for this role, plus a competitive equity package.

This position is based in the New York office and typically requires 5-7 years of full-stack software development experience, though candidates with different experience levels are encouraged to apply.

Senior Software Engineer role at January, focusing on client activation and innovative financial technology solutions in New York City.

January Engineering Jobs

A financial technology company focused on helping borrowers resolve past-due accounts through their Borrower Portal.