UK-based fintech unicorn providing faster, cheaper, and friendlier consumer finance solutions through loans, credit cards, and car finance.

Lendable, a leading UK fintech unicorn valued at over $1 billion, is seeking a Junior Machine Learning Engineer to join their innovative team. The company has revolutionized consumer finance by offering faster, cheaper, and friendlier solutions through loans, credit cards, and car finance products.

The role sits within the Data Science Team, where you'll be instrumental in developing and deploying machine learning models for credit risk assessment and real-rate risk-based pricing. You'll work with state-of-the-art technologies including Python, FastAPI, PyTorch, TensorFlow, and AWS in a modern cloud infrastructure environment.

As a Junior Machine Learning Engineer, you'll be responsible for designing and implementing scalable ML systems, developing data science pipeline tools, and communicating results to stakeholders. The position offers an excellent opportunity to work with a team of exceptional people in small, agile groups while making a significant impact on the company's direction.

The company culture emphasizes work-life balance with a hybrid working model, offering work-from-home options on Mondays and Fridays. Benefits include best-in-class compensation with equity, private health insurance, and daily fresh lunches prepared by an in-house chef when in office.

This is an ideal opportunity for someone looking to join a profitable, fast-growing fintech company that's expanding into major markets like the UK and US, backed by prestigious investors including Balderton Capital and Goldman Sachs.

Junior Machine Learning Engineer position at Lendable, focusing on developing and deploying ML models for credit risk assessment and pricing in a leading fintech environment.

Junior Machine Learning Engineer

UK-based fintech unicorn building faster, cheaper, and friendlier consumer finance solutions, profitable since 2017.

Lendable is seeking a full-stack Python engineer to join their Internal Tools team, focusing on delivering tools that maximize employee effectiveness. The role involves working with Generative AI/LLM adoption and traditional web applications. The company is one of the UK's newest unicorns, profitable since 2017, and backed by Balderton Capital and Goldman Sachs.

The Internal Tools team supports both Operations and knowledge workers (Product, Engineering, and Data). Key projects include implementing LLM-based co-pilots for customer service, developing an in-house productivity tools hub, and creating solutions for fraud prevention and investor management.

The ideal candidate should have strong Python web application experience, JavaScript/TypeScript knowledge with modern frameworks (particularly React), and solid engineering principles. Experience with AI tools and cloud infrastructure is a plus.

Working at Lendable offers a hybrid work environment with WFH options on Mondays and Fridays, in-house chef services, private health insurance, and competitive compensation including equity. The company is committed to building an inclusive workspace in London and offers the opportunity to scale one of the world's leading fintech companies.

The role involves collaborating in small, exceptional teams, taking ownership of projects, and building best-in-class technology using new data sources, machine learning, and AI. The company focuses on transforming consumer finance products including loans, credit cards, and car finance, serving major markets in the UK and US.

Full-stack Python Engineer position at Lendable, focusing on internal tools development and AI/ML implementation.

Python Engineer

Lendable, a leading UK fintech unicorn valued at over $1 billion, is seeking a Contractor Analytics Engineer to join their innovative team. The company has achieved remarkable success since 2017, maintaining profitability and earning backing from prestigious investors like Balderton Capital and Goldman Sachs.

The role offers an exciting opportunity to establish a domain-driven data architecture within Lendable, working across crucial areas including Credit, Collections, Decision Science, and Growth. You'll be instrumental in shaping the company's data future, working with cutting-edge technologies like Snowflake, DBT, and Fivetran.

As a Contractor Analytics Engineer, you'll collaborate with diverse stakeholders to deliver impactful improvements across multiple domains. Your responsibilities will include overseeing data modeling architecture, developing DBT models, mentoring analysts, and maintaining high data quality standards. The position requires strong proficiency in data modeling, experience with ELT processes, and excellent communication skills.

Lendable offers an attractive hybrid working environment, allowing work from home on Mondays and Fridays, while fostering in-person collaboration Tuesday through Thursday. The company provides competitive benefits, including equity compensation, private health insurance, and unique perks like an in-house chef preparing fresh lunches.

The role presents an opportunity to join a fast-growing company that's revolutionizing consumer finance in the UK and US markets, making it faster, cheaper, and friendlier. With a strong focus on technical excellence and innovation, you'll be part of a team that's building the future of financial technology.

Contract Analytics Engineer position at Lendable, focusing on data architecture and analytics engineering in a leading UK fintech company.

Contractor Analytics Engineer

Lendable, a leading UK fintech unicorn valued at over $1B, is seeking a Senior React Native Engineer to join their growing team. The company has revolutionized consumer finance by offering faster, cheaper, and friendlier solutions through loans, credit cards, and car finance products.

The role involves working on the Zable App, which serves over 500,000 customers across iOS and Android platforms. As a Senior React Native Engineer, you'll be instrumental in building new product experiences, improving performance, and scaling the application for both UK and US markets.

The tech stack is modern and robust, utilizing TypeScript, React Native, GraphQL for mobile development, alongside Kotlin and PHP for backend services, all deployed on AWS using Docker and Kubernetes. The company emphasizes automated testing, accessibility, and maintaining high-quality code standards.

Working at Lendable offers unique advantages: you'll be part of a profitable, fast-growing fintech that's backed by major investors like Balderton Capital and Goldman Sachs. The company maintains an impressive 4.9 rating on Trustpilot, demonstrating their commitment to customer satisfaction.

The position offers an attractive hybrid working model, allowing work from home on Mondays and Fridays, while fostering in-person collaboration during mid-week. Additional benefits include equity compensation, private health insurance, and daily fresh lunches prepared by an in-house chef.

This is an excellent opportunity for a senior engineer who wants to make a significant impact in the fintech space while working with cutting-edge technology and a talented team.

Senior React Native Engineer position at Lendable, building and scaling mobile applications for a leading UK fintech unicorn with hybrid work model and competitive benefits.

Senior React Native Engineer (Superapp)

UK-based fintech unicorn building consumer finance products, profitable since 2017 with best-in-market customer reviews.

Lendable, a leading UK fintech unicorn, is seeking a Senior React Native Engineer to join their Zable US Credit Card team. As a profitable company since 2017 with backing from Balderton Capital and Goldman Sachs, Lendable is revolutionizing consumer finance products including loans, credit cards, and car finance.

The role involves working on their US credit card product, which complements their successful UK business serving over 750,000 customers. You'll be part of a cross-functional team developing features for iOS, Android, and Web platforms, focusing on optimizing user journeys, improving conversion rates, and enhancing functionality for existing customers.

The tech stack includes TypeScript, React Native, Expo for mobile development, and various modern web technologies. The backend infrastructure utilizes PHP 8 (Symfony), Kotlin, AWS, and MySQL, among others. The company emphasizes code quality, performance optimization, and technical debt management.

Working at Lendable offers a unique opportunity to impact one of the world's most successful fintech companies. The company provides best-in-class compensation, including equity, and promotes a flexible hybrid working model. Benefits include an in-house chef preparing fresh lunches, private health insurance, and a commitment to creating an inclusive workspace.

The ideal candidate will have strong TypeScript and React Native experience, understanding of mobile user needs, and a passion for quality through automated testing. They should be comfortable mentoring others and collaborating with product owners to deliver successful solutions.

Senior React Native Engineer position at Lendable, building and optimizing features for US Credit Card product across iOS, Android, and Web platforms.

Senior React Native Engineer

UK-based fintech unicorn building faster, cheaper, and friendlier consumer finance solutions for loans, credit cards, and car finance.

Lendable, a UK fintech unicorn valued with a team of over 400 people, is seeking a well-rounded PHP Engineer to join their mission of revolutionizing consumer finance. The role focuses on developing the future of credit at Lendable, particularly targeting challenging credit markets in Latin America. 

The position involves working with modern PHP development practices, with Symfony as the primary framework. You'll be part of a team handling critical responsibilities including security-first API integrations, fraud detection systems, credit card systems adaptation, and leveraging data for improved credit decisions.

The tech stack is comprehensive and modern, including latest PHP/Symfony versions, AWS, PostgreSQL, RabbitMQ, Docker, and Kubernetes for backend; React and TypeScript for frontend; and modern AI tools like Greptile, CodeRabbit, and Co-pilot to enhance development efficiency.

The company offers an attractive work environment with a hybrid schedule (WFH Monday and Friday), in-house chef services, private health insurance, and competitive compensation including equity. As a profitable company since 2017 with backing from major investors like Balderton Capital and Goldman Sachs, Lendable provides an excellent opportunity to work on meaningful fintech solutions that are transforming the consumer finance industry.

The ideal candidate should have finance industry experience, strong PHP development skills, and a data-oriented mindset. They should be self-motivated, enthusiastic about AI, and capable of working collaboratively with both technical and non-technical team members.

PHP Engineer role at Lendable, working on innovative fintech solutions with modern tech stack and competitive benefits.

PHP Engineer

Lendable, a leading UK fintech unicorn valued at over $1B, is seeking a Senior Analytics Engineer to lead data architecture for their US business and Superapp initiatives. This role is crucial for Lendable's ambitious growth strategy, focusing on credit underwriting and consumer app engagement. The position offers an opportunity to work with cutting-edge technologies like Snowflake, DBT, and Fivetran while making significant impact on company decisions.

The role combines technical leadership with mentorship, requiring expertise in data modeling, ELT processes, and warehouse management. You'll work in a collaborative environment, interfacing with analysts, engineers, and product teams to enhance Lendable's Data Warehouse capabilities. The company, profitable since 2017 and backed by Balderton Capital and Goldman Sachs, has an impressive track record with excellent customer reviews (4.9 on Trustpilot).

Working at Lendable offers a balance of innovation and stability, with a hybrid work model allowing remote work on Mondays and Fridays. The company provides competitive benefits including equity, private health insurance, and unique perks like an in-house chef. This is an excellent opportunity for a senior data professional looking to make a significant impact in a fast-growing fintech environment while working with a team of exceptional people.

Senior Analytics Engineer role at Lendable, leading data architecture for US business and Superapp, focusing on credit underwriting and consumer app engagement.

Senior Analytics Engineer

UK-based fintech unicorn providing consumer finance products including loans, credit cards, and car finance with fast, digital-first solutions.

Lendable, a leading UK fintech unicorn valued at over $1B, is seeking a Senior PHP Engineer to join their Operations Tooling engineering team. The company, profitable since 2017 and backed by Balderton Capital and Goldman Sachs, specializes in consumer finance products including loans, credit cards, and car finance.

The role focuses on transforming operational processes through innovative solutions using AI and automation. You'll work in a small team of less than 5 engineers, developing internal tools to enhance efficiency and customer experience. Key responsibilities include implementing AI chatbots, automating complaints processes, and creating agent-facing workflows.

The ideal candidate should have strong PHP 8+ experience, proficiency with modern frameworks like Symfony, and React experience. You'll work with a modern tech stack including TypeScript, MySQL, PostgreSQL, and Kubernetes in a hybrid work environment.

Lendable offers an attractive benefits package including equity, private health insurance, and a unique office experience with an in-house chef. The company maintains a 4.9 rating on Trustpilot and is expanding into both UK and US markets, making this an excellent opportunity to join a fast-growing fintech leader.

Senior PHP Engineer role at Lendable focusing on internal tools development, AI implementation, and process automation for a leading UK fintech unicorn.

Senior PHP Engineer (Internal tools)

A leading fintech company building faster, cheaper, and friendlier consumer finance solutions, offering loans, credit cards, and car finance.

Lendable, one of the UK's newest unicorns, is seeking a PHP Engineer to join their US Cards engineering team. As a profitable fintech company since 2017, backed by Balderton Capital and Goldman Sachs, Lendable is revolutionizing consumer finance through faster, cheaper, and friendlier solutions.

The role sits within a team of 15 engineers, part of a larger 100+ engineering function. You'll work on critical projects including API development, customer journey improvements, and platform optimization. The tech stack includes modern tools like PHP 8, Symfony, AWS, MySQL, RabbitMQ, and Kubernetes.

The ideal candidate will bring strong PHP 8.0+ experience, framework knowledge (Symfony/Laravel), and robust testing skills. Experience with Domain Driven Design, Message-Driven Systems, and microservices is advantageous but not required.

Lendable offers an attractive work environment with hybrid working options (WFH Monday/Friday), in-house chef, private health insurance, and competitive compensation including equity. The company maintains a 4.9 rating on Trustpilot and is expanding into both UK and US markets.

This is an opportunity to join a fast-growing fintech unicorn that's transforming traditional banking services through technology. You'll work in small, exceptional teams with the freedom to make impactful decisions from day one, while building cutting-edge technology in-house using new data sources, machine learning, and AI.

Join Lendable as a PHP Engineer working on their US Cards platform, building APIs and optimizing lending systems in a modern tech stack with hybrid working options.

PHP Engineer (US Cards)

Lendable, a leading UK fintech unicorn, is seeking a Staff Engineer specialized in React Native to join their growing team. The role offers an exciting opportunity to lead frontend development for their Zable App, which serves over 500,000 customers across iOS and Android platforms. The company, profitable since 2017 and backed by prestigious investors like Balderton Capital and Goldman Sachs, is revolutionizing consumer finance products including loans, credit cards, and car finance.

The ideal candidate will play a crucial role in scaling the mobile application while maintaining high performance and code quality standards. You'll lead a cross-functional team, mentor other engineers, and contribute to wider engineering initiatives as the company expands in both UK and US markets. The position requires expert-level JavaScript/TypeScript skills, deep React Native experience, and a proven track record of building scalable mobile applications.

Working at Lendable offers a unique blend of technical challenges and professional growth opportunities. The company provides a flexible hybrid work environment, allowing work from home on Mondays and Fridays, while fostering in-person collaboration during mid-week. Additional benefits include an in-house chef, private health insurance, and competitive compensation with equity.

The role is perfect for someone who wants to make a significant impact in a fast-growing fintech company while working with cutting-edge technology and leading a team of exceptional engineers. You'll be at the forefront of building and scaling financial products that are transforming the industry, making them faster, cheaper, and more user-friendly.

Lead React Native development for Lendable's Zable App, mentoring engineers and scaling mobile applications for a leading UK fintech unicorn.

Staff Engineer - React Native

A leading fintech company building faster, cheaper and friendlier consumer finance solutions, offering loans, credit cards and car finance.

Lendable, one of the UK's newest unicorns, is seeking a Senior PHP Engineer to join their engineering team of 120 professionals. As a leading fintech company that's been profitable since 2017, we're transforming consumer finance by building next-generation lending platforms, credit cards, and innovative financial products.

The role offers an exciting opportunity to work on critical systems that power modern financial services. You'll be part of a team that's revolutionizing traditional banking through technology, working with a modern tech stack including PHP 8, Symfony 6, and cloud technologies. The position involves building new APIs, optimizing lending platforms, and participating in architectural decisions that shape new product platforms.

We're looking for someone who excels in modern PHP development, has strong testing skills, and can contribute to a collaborative team environment. The company offers an attractive hybrid working model, with work-from-home options on Mondays and Fridays, while maintaining in-person collaboration during mid-week.

What makes this opportunity special is the combination of technical challenges in the fintech space, the company's strong market position (backed by Balderton Capital and Goldman Sachs), and a culture that emphasizes both professional growth and work-life balance. With excellent benefits including an in-house chef, private health insurance, and equity compensation, Lendable offers an environment where talented engineers can thrive while making a significant impact on the future of consumer finance.

Senior PHP Engineer position at Lendable, working on next-generation lending platforms and financial products in a hybrid work environment.

Lendable Engineering Jobs

UK-based fintech unicorn providing faster, cheaper, and friendlier consumer finance solutions through loans, credit cards, and car finance.