Software Engineer

PayJoy is a mission-first financial service provider dedicated to helping under-served customers in emerging markets achieve financial stability and success. We use patented technology that turns smartphones into digital collateral, along with cutting-edge machine learning, data science, and anti-fraud AI to offer low-cost credit to a wide range of customers.

As a Software Engineer at PayJoy, you'll play a critical role in developing and maintaining core systems and infrastructure for data science applications. This backend-focused position involves working closely with engineers, data scientists, risk/fraud analysts, and product managers to build robust APIs, develop efficient backend services, and support machine learning serving initiatives.

You'll contribute to scalable solutions handling hundreds of millions of transactions monthly, ensuring high performance and reliability with a data-centric approach. Your work will be crucial in enhancing the team's impact as a central point for serving both internal and external services.

Key responsibilities include:

• Collaborating with global teams to deliver world-class data science products
• Owning the lifecycle of APIs powering 300 million transactions per month
• Driving integration with 3rd parties and internal data sources
• Working with a data-driven mindset
• Organizing frameworks and developing clean coding processes
• Mentoring other engineers and data scientists on best practices

This role offers the opportunity to create a significant positive impact for millions of users across multiple countries, improving access to credit and technology in emerging markets.

Join PayJoy and be part of a mission to bring finance to the next billion, embracing principles such as ownership, breaking through walls, transparency, focus on scale, and embracing diversity.