Experienced Software Engineer - Credit

Plaid powers financial tools that millions rely on, connecting financial accounts to apps and services across 12,000 institutions in the US, Canada, UK and Europe.
$182,520 - $297,000
Backend
Senior Software Engineer
Hybrid
1,000 - 5,000 Employees
5+ years of experience
Finance

Description For Experienced Software Engineer - Credit

Plaid, a leading fintech company, is seeking a Senior Software Engineer to join their CRA Foundations Team (CRAFT). Founded in 2013 and headquartered in San Francisco, Plaid powers financial tools used by millions, connecting over 12,000 financial institutions across multiple countries.

The role focuses on building next-generation Credit products, working full-stack to plan, design, and implement solutions that meet both product requirements and compliance constraints. You'll be part of a dynamic team that works closely with Product, Legal, and Design partners to deliver innovative solutions for clients.

As a senior engineer, you'll have the opportunity to architect efficient, scalable services, lead projects end-to-end, and contribute to the technical direction of the team. The position offers exposure to cutting-edge fintech challenges, working with technologies like Python, Golang, and AWS, while building products that impact millions of users' financial lives.

The compensation package is competitive, ranging from $182,520 to $297,000 base salary, plus equity and potential commission. Plaid offers comprehensive benefits including medical, dental, vision, and 401(k). The company values diversity and inclusion, encouraging applications from candidates with various backgrounds and experiences.

This hybrid role is based in New York City, offering the perfect balance of collaborative in-person work and flexible remote options. If you're passionate about financial technology and want to contribute to making financial services more accessible and equitable, this role presents an excellent opportunity to make a significant impact.

Last updated 14 minutes ago

Responsibilities For Experienced Software Engineer - Credit

  • Work with cross-functional team to understand product requirements and legal constraints for Credit products
  • Understand Client needs and architect tailored solutions
  • Partner with other Credit group teams to iterate and productionize new products
  • Architect efficient, scalable services paired with well-designed UI
  • Own and lead projects, participate in oncall rotation, advocate for technical changes

Requirements For Experienced Software Engineer - Credit

Python
Go
  • Excellent coding and testing skills
  • Experience designing and implementing large scale backend systems
  • Experience as a project lead, owning work end-to-end for 2+ quarters
  • Strong communication skills (very nice to have)
  • Experience working in the Credit/Lending space (nice to have)
  • Experience with Python, Golang, SQL, and/or AWS (nice to have)

Benefits For Experienced Software Engineer - Credit

Medical Insurance
Dental Insurance
Vision Insurance
401k
  • Medical insurance
  • Dental insurance
  • Vision insurance
  • 401(k)
  • Equity compensation
  • Commission based on position

Interested in this job?

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