Experienced Software Engineer - Credit

Plaid, a leading financial technology company, is seeking a Senior Software Engineer to join their CRA Foundations Team (CRAFT). This role offers an exciting opportunity to shape the future of financial technology by building next-generation Credit products. The position involves working with a highly collaborative team in New York, focusing on architecting scalable platforms for Plaid's CRA entity.

The role combines full-stack development with strategic planning and design, requiring close collaboration with Product, Legal, and Design teams. You'll be responsible for understanding complex product requirements and legal constraints while delivering innovative solutions for clients. The position offers exposure to new technologies and languages, with opportunities to lead projects and solve challenging problems in the financial technology space.

Plaid's mission is to unlock financial freedom for everyone, powering tools that millions rely on for healthier financial lives. The company's network spans 12,000 financial institutions across the US, Canada, UK, and Europe, working with thousands of companies including Venmo, SoFi, and many Fortune 500 companies.

The compensation package is highly competitive, ranging from $202,800 to $330,000 base salary for the New York location, plus equity and comprehensive benefits. This is an excellent opportunity for an experienced engineer who wants to make a significant impact in the fintech space while working with cutting-edge technologies and a talented team.

The ideal candidate will bring strong technical expertise in backend systems, project leadership experience, and excellent coding skills. Experience with Python, Golang, SQL, and AWS is valued, as is knowledge of the Credit/Lending space. The role offers significant growth potential and the chance to work on meaningful projects that directly impact how people interact with their finances.