Find Upstart Senior Software Engineer software engineering jobs

AI lending marketplace partnering with banks and credit unions to expand access to affordable credit

Upstart, a leading AI lending marketplace, is seeking a Senior Software Engineer to join their Product-Led Growth (PLG) Team. This role focuses on driving growth by deepening relationships with existing customers through intelligent targeting and seamless offer presentation. The position offers a unique opportunity to shape how Upstart drives growth and engagement through personalized recommendations and strategic product development.

The ideal candidate will be responsible for enhancing the logged-in user dashboard, optimizing cross-sell strategies, and advancing efforts through improved data collection and personalized offer experiences. This role directly impacts increasing customer lifetime value and helping more people access appropriate financial products.

Upstart offers a digital-first work environment with offices in San Mateo, Columbus, and Austin. The company provides comprehensive benefits including competitive compensation with equity, full healthcare coverage, 401(k) matching, and various wellness programs. Team members participate in quarterly on-site collaboration sessions, with travel expenses covered by the company.

The position requires 7+ years of software development experience, with expertise in full-stack development and microservices architecture. Experience with growth engineering product stacks and technologies like Ruby on Rails, Kotlin, or React is preferred. The role offers an opportunity to work with cross-functional teams and make a significant impact on Upstart's mission of enabling access to effortless credit based on true risk.

Working at Upstart means joining a company that values diversity, inclusion, and making a real difference in people's financial lives. The team operates across all U.S. time zones, offering flexibility while maintaining strong collaboration through regular team events and engagement opportunities.

Senior Software Engineer position at Upstart focusing on product-led growth, personalized recommendations, and enhancing user engagement in AI-powered lending platform.

Senior Software Engineer, Product-Led Growth

AI lending marketplace partnering with banks and credit unions to expand access to affordable credit through AI-powered lending solutions.

Upstart, a pioneering AI lending marketplace, is seeking a Senior Software Engineer to join their Product-Led Growth (PLG) Team. This role focuses on driving growth by deepening relationships with existing customers through intelligent targeting and seamless offer presentation. The position offers the flexibility of remote work with offices in San Mateo, Columbus, and Austin.

As a Software Engineer, you'll be instrumental in shaping how Upstart drives growth and engagement through intelligent targeting and personalized offer experiences. You'll enhance the logged-in user dashboard, optimize cross-sell strategies, and improve data collection and pricing orchestration. The role requires 4+ years of software development experience and expertise in microservices-based applications.

The company offers an impressive benefits package, including competitive compensation with base salary ranging from $142,000 to $196,600, comprehensive healthcare coverage, 401(k) matching, and equity opportunities. Upstart's digital-first approach allows for flexible work arrangements while maintaining regular team collaboration through quarterly on-site sessions.

This is an excellent opportunity for experienced engineers passionate about leveraging technology to improve financial access. You'll work with cross-functional teams, including Product Managers, Designers, and Research Scientists, to create impactful solutions that help users access the right financial products at the right time. The role combines technical excellence with meaningful social impact, making it ideal for those who want to contribute to expanding access to affordable credit through innovative technology.

Senior Software Engineer role at Upstart focusing on product-led growth, personalization, and customer engagement through AI-powered lending solutions.

Software Engineer, Product-Led Growth

Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit.

Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. By leveraging Upstart's AI marketplace, Upstart-powered banks and credit unions can have higher approval rates and lower loss rates across races, ages, and genders, while simultaneously delivering the exceptional digital-first lending experience their customers demand. More than two-thirds of Upstart loans are approved instantly and are fully automated.

As a Senior Software Engineer on the Core Pricing team at Upstart, you will implement and maintain features that manage the pricing process for all of Upstart's product lines, ensuring that the output of ML underwriting models are accurately converted to measures of risk and profitability. You'll also contribute to the development of our product lines through the addition of new pricing features to increase borrower conversion and profitability per loan.

How you'll make an impact:
- Work closely with cross-functional teams to understand business goals and translate them into technical requirements.
- Develop robust, high-performance services that enable real-time pricing decisions.
- Optimize and refactor code for scalability and efficiency, ensuring low-latency responses in our pricing engines.
- Maintain and evolve our API infrastructure to support the growing volume of products and integrations.
- Ensure the quality and reliability of pricing models by writing unit and integration tests, participating in code reviews, and monitoring production systems.

What we're looking for:
- 7+ years of professional software development experience
- Strong proficiency in one or more programming languages such as Python, Java, or Go.
- Experience with building scalable APIs and microservices in a cloud-based environment (e.g., AWS, GCP).
- Experience with communication frameworks such as gRPC and Kafka.
- Excellent communication skills, able to explain complex technical topics to non-technical stakeholders.

Preferred qualifications:
- Professional experience with a Python or Java based web framework (such as FastAPI or Spring), and communication frameworks such as gRPC and Kafka.
- Familiarity with data modeling, pricing algorithms, or fintech products
- Background in finance / fintech, financial mathematics, statistics, or machine learning

This role is available in the following locations: Remote, San Mateo, Columbus, Austin. The team operates across all US time zones and has regular on-site collaboration sessions occurring 3 days per quarter at Upstart office. If you need to travel to make these meetups, Upstart will cover all travel-related expenses.

Senior Software Engineer role at Upstart, focusing on core pricing systems for AI-powered lending marketplace.

Upstart Senior Software Engineer Software Engineering Jobs

Find Upstart Senior Software Engineer software engineering jobs